back

No Penalty Certificate of Deposit (CD)

1.35%12 Month Annual Percentage Yield

A great rate and a no fee early withdrawl

Maximized earnings. Maximized flexibility.

Get a fixed CD rate with the freedom of a no fee early withdrawal.

  • Open with $0
  • # No fees whatsoever
  • Get the best rate we offer with Ally's Ten Day Best Rate Guarantee
  • Daily compound interest for maximum earnings
  • FDIC insured. Maximize your coverage
  • Automatic renewal at maturity
  • Want a no fee early withdrawal? We'll hand over your full balance and interest any time after the first 6 days of funding your CD
  • Your term and rate will go into effect when you make your opening deposit

Compare traditional CD rates

APYs displayed in this table are for the state of California. View APYs outside California.

Term Rate APY
3 months 0.84% 0.84%
6 months 1.19% 1.20%
9 months 1.04% 1.05%
12 months 1.49% 1.50%
18 months 1.64% 1.65%
3 years 2.31% 2.34%
4 years 2.56% 2.59%
5 years 2.95% 2.99%

How much could our rates earn you?

Enter your deposit:
Calculate
Term Rate Earnings
3 months 0.74% $92.58
6 months 1.13% $283.30
9 months 1.00% $376.40
12 months 1.48% $745.49
18 months 1.63% $1,237.54
3 years 2.27% $3,523.50
4 years 2.47% $5,192.09
5 years 2.91% $7,830.55

Rate and APY as of 6/11/2010.
Interest compounded daily. Earnings based on Rate.

Get No Penalty CD info by email
Talk to us live 24/7 at 1-877-286-Ally

Savings & CDs

Checking

The Ally Story

Community

Contact us